Products and Services


Check Authorization Solutions

Certegy
Point-of-purchase (POP) check authorization has entered a new age of efficiency and effectiveness. Today's businesses have access to online, real-time check approvals within seconds – 24 hours a day – by matching against our database of 100 million + good check writers.
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Point-of-purchase (POP) check authorization has entered a new age of efficiency and effectiveness. Today's businesses have access to online, real-time check approvals within seconds – 24 hours a day – by matching against our database of 100 million + good check writers.

With the most comprehensive check authorization system in the industry, Certegy utilizes artificial intelligence modeling, neural networks and other state-of-the-art technology to deliver unprecedented accuracy, convenience and simplicity. The results are powerful – lower check acceptance costs, improved sales and profits, improved POP efficiency, controlled check losses, reduced risk of fraud, enhanced customer service and improved cash flow.

Find out more about our check authorization solutions by clicking on the links below:

  • Certegy Check Services — Scope Of Services
    Certegy Check Services — Scope Of Services (Spanish)

    In a world where consumer trends evolve daily, Certegy Check Services delivers the tools that help businesses connect with their customers.
  • Certegy SettleSmart
    For every merchant who has been waiting for a faster, easier way to handle returned checks, it's time to cash in. With SettleSmart from Certegy Check Services, all returned checks are received, reported, reconciled, and collected from one centralized bank.
  • Certegy PayCheck Accept
    With this system in place, your business will effectively reduce the costs of cashing checks and completely eliminate the risk of fraud, all while gaining the ability to complete each transaction quickly and efficiently.
  • Certegy ElecCheck
    Certegy's Elec Check simplifies closing and reconciliation procedures, reduces deposit, and returned check fees, and can even allow you to collect returned check fees straight from the customer's account.
  • Certegy Payment Recovery Services
    Certegy Payment Recovery Services combines the proven collections platform of Accu Chek, the nation's leading third-party collections provider, with Certegy's own leading-edge check risk management services.
  • Certegy AutoSmart — FlatFee and Warranty Programs for Auto Dealers
    AutoSmart, Certegy's comprehensive suite of check authorization services for the automotive industry, utilizes instant decisioning to ensure rapid approval to keep your sales in high gear.
  • Certegy PayReady
    PayReady is a complete check processing solution for your accounts receivables or drop-box environments. PayReady was created out of customer demand for a faster and less expensive way of processing checks.
  • Certegy PayBack
    PayBack is a comprehensive check deposit and reconciliation solution that will complement any point of sale check acceptance program.
  • Certegy Enhanced Warranty
    Certegy is here to help you, by developing and continually enhancing the most comprehensive check authorization and risk management system in the industry.
  • Certegy ePC Processing
    With Certegy's new "ePC Transaction Processing Solution," merchants can now process payments using existing PC-based technology anytime, anywhere.
  • Certegy SlimCD
    SLIM CD, INC develops the latest in PC-based point-of-sale software, which turns a merchant's PC into a POS device.
  • Certegy Strategic Partner Sales
    Agents and ISO's that endorse, directly sell and/or refer Certegy's products and services can choose from a wide variety of transaction processing solutions that can service a broad range of industries.

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